CHARIS REALTY GROUP
One of the most popular communities provided by {{page_data.agentName}}

CUMBERLAND

One of the most popular communities provided by Charis Realty

CUMBERLAND

About CUMBERLAND

Discover Cumberland, MD Real Estate

Cumberland, Maryland offers a unique blend of historic charm, scenic beauty, and affordable living, making it an ideal destination for homebuyers and investors alike. Nestled in the picturesque mountains of Western Maryland, Cumberland is renowned for its vibrant downtown, stunning architecture, and a community rich in history.

Why Choose Cumberland, MD for Real Estate?

1. Affordable Housing Market

Cumberland is known for its exceptionally affordable real estate prices compared to national averages. Whether you’re looking for historic homes, modern townhouses, or cozy apartments, there’s something for every budget.

  • Median Home Price: Significantly lower than the Maryland state average
  • Variety of Properties: Single-family homes, multi-family units, and condos

2. Historic Character and Small-Town Charm

With its beautifully preserved Victorian and Colonial architecture, Cumberland’s neighborhoods exude character. Many properties offer unique features like hardwood floors, original moldings, and spacious porches.

  • Historic Downtown District
  • Tree-lined streets
  • Walking distance to shops, restaurants, and local parks

3. Recreation and Lifestyle

Living in Cumberland means enjoying an active outdoor lifestyle. The area is a gateway to recreation, offering year-round activities such as hiking, biking, and boating.

  • Access to the Great Allegheny Passage Trail
  • Proximity to the C&O Canal National Historical Park
  • Nearby golf courses and state parks

4. Strong Sense of Community

Cumberland’s welcoming atmosphere and variety of community events make it a great place for families, retirees, and professionals.

  • Local farmers markets
  • Annual festivals and parades
  • Excellent public and private schools

Cumberland, MD Neighborhood Highlights

  • South Cumberland: Family-friendly, close to schools and parks
  • West Side: Historic homes, easy downtown access, and architectural diversity
  • North End: Quiet, residential, with larger lot sizes

Investment Opportunities

Cumberland has become an emerging hotspot for real estate investors thanks to low property taxes, affordable renovation costs, and rising demand for rental properties. Its location near major highways also makes it attractive for those commuting or seeking vacation rentals.

  • High potential for rental income
  • Ideal for fix-and-flip projects
  • Increasing demand from young professionals and retirees

Find Your Dream Home in Cumberland, MD

Ready to explore Cumberland, MD real estate? From charming historic properties to modern family homes, this area has it all. Explore current listings, connect with local agents, and find out why so many are choosing to call Cumberland home.

Start your Cumberland, MD real estate journey today!

For more information, visit the Allegany County Chamber of Commerce or browse available listings on Realtor.com Cumberland, MD.

Cumberland, Maryland real estate—where comfort, history, and opportunity meet.

One of the most popular communities provided by Charis Realty
218
# of Listings
3
Avg # of Bedrooms
$189
Avg. $ / Sq.Ft.
$231,272
Med. List Price

Browse CUMBERLAND Real Estate Listings

All listings

Under $250,000

$250,000 - $500,000

$500,000 - $1M

$1M - $3M

$3M - $5M

Over $5M

168 Properties Found. Page 9 of 12.

Step inside this large 3 bed 1 bath home with converted dining room acting as a 4th room. Home in need of TLC and ready for new owner to add their finishing touches. Roof is around 15 years old. New boiler was placed 3 years ago. Property being sold in as-is condition.
#MDAL2013266

CUMBERLAND

17 E FOURTH STREET

3 Beds

1 Baths

2,796 Sq.Ft.

$75,000

MLS#: MDAL2013266

Welcome to this charming end-unit 3-bedroom row home located in the heart of Cumberland—one of Maryland’s most up-and-coming cities! Whether you're a first-time homebuyer or an investor seeking a strong addition to your portfolio, this move-in-ready property offers both comfort and opportunity. Step inside to discover a beautifully updated kitchen, upgraded flooring throughout, and three spacious bedrooms, perfect for flexible living. The low-maintenance brick exterior adds classic curb appeal, while the large fenced-in backyard provides ample space for outdoor entertaining, pets, or gardening. Conveniently located near downtown, parks, and major commuter routes, this home combines charm, value, and potential—all in one of Western Maryland's most exciting growth areas. Don’t miss out!
#MDAL2012532

CUMBERLAND

118 INDEPENDENCE STREET

3 Beds

1 Baths

1,890 Sq.Ft.

$74,900

MLS#: MDAL2012532

This large duplex property is a wonderful opportunity for any investor with a vision. It has a very strong resale potential. The house needs a complete reno and is perfect for a flip or rebuild-and-sell strategy. The sale comes with over $20,000 worth of brand new materials (full metal roofing system + high-quality PELLA windows). Located in a growing neighborhood, this property gives you a head start with most costly renovation materials already purchased and ready to install. Whether you're an experienced investor or just getting started, this is a practical and cost-effective project with upside potential. Don't loose the opportunity!
#MDAL2013204

CUMBERLAND

516 SHRIVER AVENUE

6 Beds

None Baths

4,704 Sq.Ft.

$74,000

MLS#: MDAL2013204

***DRAMATIC $20K PRICE REDUCTION—BRING OFFERS.*** AS-IS. House needs a significant amount of work but could be amazing once renovated. Will not qualify for FHA/VA in current condition. Large rooms, original 1920s period pine flooring on upper level, fireplace, plenty of storage. With sweat equity and time you could turn this into your dream home at a price that can't be matched for a craftsman style home of this size. Bank owned.
#MDAL2011980

CUMBERLAND

856 GEPHART DRIVE W

4 Beds

1 Baths

1,563 Sq.Ft.

$69,900

MLS#: MDAL2011980

Spacious 3-Level Townhome in Cumberland – Great Investment Opportunity! Discover the potential of this 4-5 bedroom, 1 full bath townhome in the heart of Cumberland! Offering three levels of living space, this home is ideal for those looking to put their personal touch on a property. Featuring wood floors, approx. 1800 above grade square footage, and a versatile layout, this townhome has endless possibilities but does need work! Electric baseboard heat! Located just minutes from the Downtown Mall, shopping, dining, and medical facilities, the convenience of this location can't be beaten. Whether you're an investor seeking a great rental opportunity or a buyer looking for a spacious home to make your own, this property is full of potential. Don't miss out—call today to schedule a tour!
#MDAL2011320

CUMBERLAND

105 DECATUR STREET

5 Beds

1 Baths

1,800 Sq.Ft.

$69,900

MLS#: MDAL2011320

INVESTOR ALERT! This triplex is a fantastic investment opportunity, featuring three units—a one-bedroom, a two-bedroom, and a three-bedroom. Some renovations have already been completed in the left unit, while the other two units are in need of a full rehab, offering great potential for added value. The property boasts a front porch, three rear porches, and a fenced-in backyard, providing ample outdoor space. Conveniently located close to downtown Cumberland, this triplex is just minutes from shops, restaurants, and entertainment. Priced to sell, this is a deal you don’t want to miss! Call today for more details!
#MDAL2011308

CUMBERLAND

14 E FOURTH STREET

6 Beds

None Baths

2,420 Sq.Ft.

$69,900

MLS#: MDAL2011308

Welcome to 230 Bedford St. This historic property is ready for you to work your magic and bring it back to life. You can still see the old beauty in this large home. The layout can be re-worked to suit your needs. Schedule your showing today!
#MDAL2011414

CUMBERLAND

230 BEDFORD STREET

4 Beds

2 Baths

2,880 Sq.Ft.

$69,900

MLS#: MDAL2011414

Investors or those looking for a project... this one is for you! Built in 1841, this brick duplex is full of character and potential. With stunning city and mountain views, the property offers a chance to restore a piece of history. It needs a total rehab and with a flexible layout, it could allow for additional units (buyer to verify). A perfect project for investors or visionaries ready to bring new life to this timeless building. Property is strictly being sold as-is. Call today to schedule a showing!
#MDAL2011480

CUMBERLAND

126 COLUMBIA STREET

None Beds

None Baths

5,760 Sq.Ft.

$67,000

MLS#: MDAL2011480

GREAT OPPORTUNITY - 2 BDRM HOME WITH A 35X29 DETACHED GARAGE - MAIN LEVEL HAS KIT - DIN RM AND LIV RM WITH A FIREPLACE - MAIN LEVEL ALSO HAS A NICE SUN PORCH - THE UPSTAIRS CONTAINS 2 BDRMS AND 1 FULL BATH - GARAGE HAS A METAL ROOF APPROX 10 YRS OLD - THE HOUSE AND GARAGE CONTENTS CONVEYS TO THE NEW OWNER - THE CONTENTS COULD BE A TREASURE TROVE FOR THE NEW OWNERS THE SELLER SAYS A LOT WAS LEFT BY PREVIOUS OCCUPANTS AND HE DOESN'T KNOW WHAT ALL IS THERE BUT IT ALL CONVEYS - HOT WATER TANK REPLACED IN 2024 - LOT IS 66X122 WITH A REAR PATIO AND A SIDE YARD - PLENTY OF OFF STREET PARKING - CLOSE TO UPMC HOSPITAL - ALLEGANY COLLEGE - PROPERTY HAS LOTS OF POTENTIAL - NEEDS UPDATING AND IS BEING SOLD "AS-IS"
#MDAL2012990

CUMBERLAND

518 BALTIMORE AVENUE

2 Beds

1 Baths

1,336 Sq.Ft.

$64,000

MLS#: MDAL2012990

623 Fairview Avenue, a spacious 2,496 sq ft duplex built in 1923. This property features two full units, ideal for investors or owner-occupants looking to generate rental income. Each unit offers generous living space, with off-street parking available. Situated in the heart of Cumberland, the home provides convenient access to Northeast Elementary, Braddock Middle, and Allegany High School. The walkable neighborhood is close to local shops, dining, and community amenities. With solid structure and strong rental potential, 623 Fairview Avenue is a smart investment for long-term returns.
#MDAL2013462

CUMBERLAND

623 FAIRVIEW AVENUE

6 Beds

None Baths

3,640 Sq.Ft.

$59,900

MLS#: MDAL2013462

HAVE YOU BEEN WAITING YOUR CHANCE TO GET "ONE OF THESE FIXER UPPERS"? LOOK NO FURTHER - LOCATED IN POPULAR NORTH END WITH IN WALKING DISTANCE TO MIDDLE SCHOOL ON A CORNER LOT - THIS HOME NEEDS AN OVERHAUL BUT WORTH THE INVESTMENT - SOLD STRICTLY "AS-IS" TO SETTLE AN ESTATE - HOME NEEDS REPAIRS - YOU CAN EASILY DOUBLE YOUR MONEY ON THIS ONE -SOLID BRICK WITH 3 BEDROOMS - 1 BATH - SMALL ELEVATOR - COVERED FRONT PORCH AND SMALL COVERED REAR PORCH - 27X103 CORNER LOT - PARTIALLY FENCED - WOOD FLOORS ON BOTH LEVELS - FRENCH DOORS - SO MUCH POTENTIAL AND A NICE LOCATION. MOST LIKELY WILL NEED A CASH SALE OR 203 K FHA TYPE LOAN.
#MDAL2013482

CUMBERLAND

511 FRANKLIN STREET

3 Beds

1 Baths

2,148 Sq.Ft.

$59,900

MLS#: MDAL2013482

New on site 3 days ago
Welcome to 444 Columbia Street. This circa 1900 Victorian home has a flexible layout and is ready to be restored. Used as office space/storage on the first floor and a one bedroom apartment on the second floor, this home could continue to be used that way OR could be restored to a single family home. It features original built-in's, ornate tin ceilings and over 2,000 square feet. Plenty of off-street parking. Sold in AS IS condition. Can be purchased in a package with 440 Columbia St.
#MDAL2013526

CUMBERLAND

444 COLUMBIA STREET

1 Beds

2 Baths

2,993 Sq.Ft.

$59,900

MLS#: MDAL2013526

3BR/1B home convenient to all amenities. Front and back porch. Perfect for investment.
#MDAL2012980

CUMBERLAND

408 CHESTNUT STREET

3 Beds

1 Baths

1,638 Sq.Ft.

$57,900

MLS#: MDAL2012980

Property being sold as is Bank owned
#MDAL2012060

CUMBERLAND

415 INDEPENDENCE STREET

2 Beds

1 Baths

2,288 Sq.Ft.

$54,900

MLS#: MDAL2012060

GREAT OPPORTUNITY! HANDYMAN SPECIAL Looking for your next fix-and-flip project or a buy-and-hold investment? This diamond in the rough is the one you’ve been waiting for! Situated on over half an acre, this home features 2 bedrooms and 1 bathroom in a nice, quiet neighborhood. It needs renovations but offers endless potential to build instant equity. New roof installed in March 2025! Property sold strictly AS-IS. CLOSE TO ROCKY GAP CASINO - I-68 EAST AND WEST - ONLY A FEW MINUTES BACK TO TOWN -
#MDAL2012090

CUMBERLAND

14602 MICHAEL ROAD NE

2 Beds

1 Baths

1,638 Sq.Ft.

$53,000

MLS#: MDAL2012090

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